FedStar proudly offers our members a benefit-rich Credit Card program with the ultimate in convenience: Introducing our Visa® Platinum: Provides a generous line of credit and exceptional benefits for our valued members. Benefits include competitive rates, credit lines that meet your needs, and excellent Fraud Protection, 24/7 customer service, and now, our new Rewards! Benefits. All credit card lines of credit are backed by VISA®’s Zero Liability Guarantee.
Credit card benefits that fit your lifestyle
Whether you want to pay off other high-interest credit cards, need flexibility for purchases, or are just looking for a valuable credit card, an FedStar Credit Union VISA® will keep interest payments low and make purchases easy and rewarding!
Rewards!
Earn unlimited Rewards! Points with 1 point for every dollar spent!
By earning Rewards! Points, you can redeem for cash back, merchandise or gift cards, while still enjoying a rate as low as 6.49% APR**
Already have a credit card? We can help you ...
Apply for a credit card limit increase
Redeem reward points
Transfer a balance
| VISA® CARD SUMMARY |
PLATINUM |
| Annual Percentage Rate |
Varies from 6.49% APR to 11.90% APR% |
| Minimum Credit Line |
$300.00 |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Transaction Fee for Purchases |
None |
| Transaction Fee for Cash Advances |
None |
| Over Credit Limit Fee |
$25.00 |
| Returned Check Fee |
$25.00 |
| Late Payment Fee |
$25.00 |
| Grace Period for Purchases* |
25 Days |
| Balance Calculation Method |
Average Daily Balance (ADB) |
2017 VISA Credit Card Disclosure
* No grace period for cash advances
** All credit card applications subject to credit examination and approval. Not all applicants may be approved for a credit card line of credit. |
