THE FUTURE IS WAITING

LET'S SAVE FOR IT

Accounts

Whether your goals are short term or long term, we’re here to help you find a way to afford it! We keep your money safe with NCUA insurance up to $250,000 and help you earn more.

DON’T LET EXPENSES CATCH UP TO YOU.

USE THE PAYDAY CERTIFICATE

Use your tax return to pay yourself throughout the year!

April

INVEST YOUR TAX RETURN

July

SUMMER PAYDAY!

October

FALL PAYDAY!

December

WINTER PAYDAY!

Account Advantages

SAVINGS
ACCOUNT

Your initial $5 deposit makes you part ownership in the credit union and allows you to take full advantage of all the great products and services.

Make money on your money! Deposit $500 or more and receive dividends
Makes you eligible to take advantage of all the other services
Limited to 6 automatic withdrawals and transfers per month
Whether its saving for Christmas, a Car, or Vacation we've got a club for that!

Money
Market

Why settle for the dividend rate on the savings account? Have your money make more money!! With a low initial deposit of $2,000, our Money Market Accounts are a great way to earn more without losing your liquidity.

Tiered Rates starting at $2,000
Up to 6 withdrawals per month

Share
Certificate

When you want your money to grow the most possible, a certificate is what you may be looking for! PAFCU offers certificates of deposit that range from 6 months to 5 years.

Earn at a higher rate than our Share Savings or Money Market accounts
Fixed-rate returns for the length of your CD
Higher rates on longer term share certificates

Youth Accounts

Kids Are Terrific Savers (KATS)! That's why we created a special KATS account designed for children under the age of 18. This special account only requires a $5.00 share deposit and requires no minimum balance to receive dividends. This account can be connected to our Online Banking, so children can begin watching their money grow immediately!

KAT Certificate

We have a KAT's certificate, which only requires a $100.00 minimum balance to open. These accounts have been specially designed to teach children the importance of saving and managing money at an early age.

What is required to open a KATS account?

Parent/guardians valid picture Identication card
Parent/guardians social security card
Child's social security card
$5.00 Share deposit

Save To Win

Helping credit union members save money and build wealth is a cornerstone of the credit union social mission. No matter what you are saving for, every time a credit union member makes a $25 deposit into their Save to Win account, they are entered into a drawing to win cash prizes! For every deposit growth of $25 into your Save to Win account, you will be entered to win the national prize of $5,000 quarterly and entered into PAFCU’s quarterly prize of $500. Here is how to get started:

Visit a PAFCU branch, email us at Info@peoplesadvfcu.org, or call us at 804.748.3081.
Open a 12-month Save to Win share certificate with at least $25. This will be your ¬1st entry into that month’s drawing as well as additional drawings throughout the year.
Make deposits into your share certificate each month. Every $25 deposit earns you an entry into the drawings, up to 10 prize entries per month.
Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly. For a complete list of prizes click here.

When you Save to Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest. A definite win-win situation!

All accounts are subject to final approval.