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Savings Calculators

Savings

At Members First CU we offer a variety of saving options to suit you and your family.

Savings is especially easy when you pay  yourself first. With payroll deduction you can designate a certain amount from each paycheck to be deposited into your account.

Scroll below to find out more about which account best fits your needs.


 
 

Savings Accounts
Your initial $25 deposit in your Share Savings Account secures your membership in the credit union.

Minimum
APR*
APY*
$ 25
.10%
.10%
$ 100 minimum balance to earn APY.

Vacation & Christmas Club Accounts
Club Accounts are designed to make it easy to save money for special occasions such as vacations and holidays. Club Accounts allow you to earn dividends just like regular savings accounts and you are free to withdraw funds whenever they are needed.

Minimum
APR*
APY*
$ 25
.10%
.10%
$ 100 minimum balance to earn APY.

Children’s Club Accounts
With a minimum deposit of only $ 5, kids have fun watching their money grow with our free account that earns dividends. To qualify, the child must be under 18.

Minimum
APR*
APY*
$ 5
.10%
.10%
$ 25 minimum balance to earn APY.

Money Manager
Switch from a regular savings and build your nest egg.

Minimum
APR*
APY*
$ 100
.10%
.10%
$ 7,500
.15%
.15%
$ 25,000
.25%
.25%
$ 50,000
.30%
.30%
$ 100,000
.40%
.40%
     
$ 100 minimum balance to earn APY.

Money Manager Plus
Get even more return on your savings.

Minimum
APR*
APY*
$ 10,000
.15%
.15%
$ 25,000
.25%
.25%
$ 50,000
.30%
.30%
$ 100,000
.40%
.40%
     
$ 10,000 minimum balance to earn APY.

Certificates
Ensure earnings with our fixed-rate certificates, available in a variety of terms.

Minimum
Term
APR*
APY*
$ 250
  Add On
0.20%
0.20%
$ 500
   6 Months
0.20%
0.20%
$ 500
12 Months
0.35%
0.35%
$ 500
24 Months
0.45%
0.45%
$ 500
36 Months
0.80%
0.80%
$ 500
48 Months
1.00%
1.00%
$ 500
48 Months
1.00%
1.00%
$ 500
48 Months
1.00%
1.00%
       
**CD's over 6 months are paid quarterly

* APR is the Annual Percentage rate
* APY is the Annual Percentage Yield
All rates subject to change anytime.
Last update: April 3, 2013

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