Loans
View our Loan Rates!
Vehicle Loans
With the price of gas today, you need a break. Whether it’s a new car, used car or you are refinancing a loan with another lender, CSFCU wants to help. See our affordable rates.
- Terms range from 24 months to 84 months
- 100% Financing available
- Loans over $25,000 eligible for 72-84 month financing
- We will refinance another bank’s loan at Retail Blue Book Value if the car is not older than 8 years.
- We will finance the Retail Blue Book value or the dealer’s asking price whichever is lower.
- Any vehicle with <5,000 miles will be financed as new
- Wholesale Blue Book financing will be discounted 0.50%
Rates will be determined by personal credit score
Unsecured Loan
Need a loan for those extras? Whether you need a loan for unexpected bills, vacation, or home improvement, CSFCU wants to help. Check out our affordable monthly payments.
- Terms range from 24 to 60 months
- Loan amounts range from $250 to $15,000
- Amounts are determined by FICO score
Share Secured Loan
This is a loan that is secured by the amount in your savings with the credit union. The member must maintain the balance owed in his/her savings account.
Rate is 3% above current highest Regular Share Dividend rate. Rates subject to change without notice
Credit Builder Loan
NEED A LITTLE HELP BUILDING YOUR CREDIT?
If you have never had credit, or if you’re looking for a way to re-establish your credit, we may be able to help with our Credit Builder Loan.
Amounts from $250 to $1,500.00 - Rate is 18% APR
Rate subject to change without notice