Loans

View our Loan Rates!

Vehicle Loans

With the price of gas today, you need a break.  Whether it’s a new car, used car or you are refinancing a loan with another lender, CSFCU wants to help.  See our affordable rates.

family boat
  • Terms range from 24 months to 84 months
  • 100% Financing available
  • Loans over $25,000 eligible for 72-84 month financing
  • We will refinance another bank’s loan at Retail Blue Book Value if the car is not older than 8 years.
  • We will finance the Retail Blue Book value or the dealer’s asking price whichever is lower.
  • Any vehicle with <5,000 miles will be financed as new
  • Wholesale Blue Book financing will be discounted 0.50%

Rates will be determined by personal credit score

 


Unsecured Loan

Need a loan for those extras?  Whether you need a loan for unexpected bills, vacation, or home improvement, CSFCU wants to help.  Check out our affordable monthly payments.

  • Terms range from 24 to 60 months
  • Loan amounts range from $250 to $15,000
  • Amounts are determined by FICO score
Rates will be determined by personal credit score


Share Secured Loan

This is a loan that is secured by the amount in your savings with the credit union.  The member must maintain the balance owed in his/her savings account. 

Rate is 3% above current highest Regular Share Dividend rate. Rates subject to change without notice



Credit Builder Loan

NEED A LITTLE HELP BUILDING YOUR CREDIT?

If you have never had credit, or if you’re looking for a way to re-establish your credit, we may be able to help with our Credit Builder Loan.

Amounts from $250 to $1,500.00 - Rate is 18% APR

Rate subject to change without notice