Savings Rates

Rates effective July 1st 2014

Share Rates & Club Accounts
Share and Club Accounts 0.050% Rate 0.050% APY*
IRA accumulation accounts 0.35% 0.35%

Money Market Accounts (Minimum balance to open $2,500)
$0 - $2,500 0.05% Rate 0.05% APY*
$2,501 - $8,000 0.10% Rate 0.10% APY*
$8,001 - $25,000 0.12% Rate 0.12% APY*
$25,001 - $50,000 0.14% Rate 0.14% APY*
$50,001 - $75,000 0.18% Rate 0.18% APY*
$75,000 and up 0.20% Rate 0.20% APY*

Share Draft (checking)
  0.05% Rate 0.05% APY*
*Must maintain a minimum balance of $200 for all three months of the quarter to earn dividends.

Share Certificates
3 Months 0.15% Rate 0.15% APY*
6 Months 0.30% Rate 0.30% APY*
12 Months 0.40% Rate 0.40% APY*
18 Months 0.40% Rate 0.40% APY*
24 Months 0.50% Rate 0.50% APY*

IRA Certificates
  .10% above the share certificate rate
*Minimum amount $1,000

Seniors Savers Club (55 years old or wiser)
$800-$2,499 0.10% Rate 0.10% APY*
$2,500 and up 0.20% Rate 0.20% APY*
*Minimum amount $800


*APY = Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors.