Personal Loans
When you need a personal loan for almost any purpose, whether it’s for vacation or home improvement, trust CSFCU to give you a loan at a competitive rate. We work with you to provide financing you need on terms that work for you. Providing affordable personal unsecured loans for you is important to us. Whatever your borrowing needs, chances are we can help. Also, for your convenience payroll deduction can be set up to automatically cover your loan payments
- No early pay off penalties
- Affordable monthly payments
- Terms range from 24 to 60 months
- Loan amounts range from $250 to $15,000 (Amounts are determined by FICO score)
- Rates will be determined by personal credit score
Debt Consolidation
Managing your debt can seem like a full-time job. You may have loans and credit cards with different lenders or high interest rates with balances that seem to never go down. Cedars-Sinai FCU can help you bring everything together in one place, so you can consolidate and free yourself from debt. And the best part is, we can help you convert high interest rate loans and credit cards from other institutions, making your payments and interest rates lower and easier to manage and help you pay off debt sooner. Also, for your convenience payroll deduction can be set up to automatically cover your loan payments
- No early pay off penalties
- Affordable monthly payments.
- Terms range from 24 to 60 months
- Loan amounts range from $250 to $15,000 (Amounts are determined by FICO score)
- Bills are paid directly to creditors
- Rates will be determined by personal credit score
Need a Little Help Building your Credit?
If you have never had credit, or if you're looking for a way to re-establish your credit (must have no outstanding debt), we may be able to help with our Credit Builder Loan.- Amounts from $250 to $1,500.00
- No early payoff penalties
- Affordable monthly payments
- For your convenience, payroll deduction set up to automatically cover your loan payments
- Rate is 18% APR
- Rate subject to change without notice
Pay for College Expenses the Smart way.
The Smart Option Student Loan ®
by Sallie Mae ®
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
Features and Benefits
- Multiple in-school repayment options
- Competitive fixed and variable interest rates
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- Access to student loan specialists
Your Home's Equity has Plenty to Offer
Get the cash you need by tapping into your home's equity. A Cedars-Sinai FCU Home Equity Line of Credit gives you the flexibility to access your money on your terms:
- Variable Interest Rate
- Borrow up to $100,000
- Access funds whenever you need them
- Draw funds for up to 10 years
- Up to 25 year repayment period
- Interest may be tax deductible
Want to learn more?
Contact our mortgage team today! 866-936-0585
Annual Percentage Rate (APR) is based on creditworthiness. The maximum APR that may apply over the life of the loan is 18.00%. Certain fees, conditions and restrictions may apply. Consult your tax advisor regarding deductibility of interest and charges. Terms and conditions are subject to change without notice. All loans are subject to credit approval.