Annual Percentage Rate (APR) for purchases
6.99%, 12.9% or 16.99% based on your creditworthiness when you
open your account.
Annual Percentage Rate (APR) for cash advances
6.99%, 12.9% or 16.99% based on your creditworthiness at account
opening.
How to Avoid Paying Interest on Purchases
Your due date is approximately 25 days after the close of each
billing cycle. We do not charge you interest on purchases if you
pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection
Board
To learn more about factors to consider when applying for or
using a credit card, visit the website of the Consumer Financial
Protection Board at
www.consumerfinance.gov.
Annual Fee: None
Fee for Foreign Purchases: 1% Currency Conversion
Fee
Balance Transfer Fee: None
Late Payment Fee: $20.00
Returned Payment Fee: $30.00
Returned ACH Payment Fee: $30.00
Auto Pay Return Fee: $30.00
Cash Advance Fee (ATM): $1.00 for each Cash Advance
obtained at an ATM
Statement Copy Fee (additional copy): $2.00
Draft Copy Fee: $9.00 original / $5.00 photocopy
How we will Calculate your Balance: We use a method called "average daily balance (including a new purchases)". See your Account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise thos rights is provided in your Account Agreement.
Optional Voluntary Payment Protection: Enrollment forms are available.
Important Information - Please Read