VISA CREDIT CARD DISCLOSURE
Commonroots FEDERAL CREDIT UNION
1204 Freedom Road PO Box 2088
Cranberry Township PA 16066 US
www.keystoneumfcu.org/
Visa Disclosure
Annual Percentage rate | 11.9% APR* |
APR For Cash Balance Transfers |
11.9% APR* |
APR for Cash Advance |
11.9% APR* |
Paying Interest |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
Minimun Interest Charge |
If you are charged interst, the charge will be no less than $1.00 The minimum interest will not be charged on amounts below $1.00. |
For Credti Card Tips from the Consumer Financial Protection Bureau |
To lean more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/leanmore. |
Set-up and Maintenance Fees |
$5.00 (one-time fee) |
Aditional Card Fees |
|
Transaction Fees |
None |
Foreign Transaction Fee |
|
Penalty Fees |
|
Late Payment Fee |
$20.00 |
Returned Check Fee |
$20.00 |
Returned Convience Check Fee |
$20.00 |
Document Fee |
$2.00 |
Rush Fee |
$45.00 |
Emergency Card Replacment Fee |
$45.00 |
Card Replacment Fee |
$5.00 |
Pay By Phone Fee |
$10.00 |
*Annual Percentage Disclosure