Current Savings Rates
Effective Date: August 1, 2014
SHARE RATES & CLUB ACOUNTS
NOMINAL RATE
APY*
Share and Club Accounts
 
0.05%
0.05%
 
IRA accumulation accounts
 
0.35%
0.35%
 
Money Market Accounts
Minimum balance to open $2,500
$0 - $2,500
0.05%
0.05%
$2,501 - $8,000
0.10%
0.10%
$8,001 - $25,000
0.12%
0.12%
$25,001 - $50,000
0.14%
0.14%
$50,001 - $75,000
0.18%
0.18%
$75,000 and up
0.20%
0.20%
 
Share Draft (checking)
 
0.05%
0.05%
*Must maintain a minimum balance of $200 for all three months of the quarter to earn dividends.
 
Share Certificates
  3 Months
0.15%
0.15%
  6 Months
0.30%
0.30%
12 Months
0.40%
0.40%
18 Months
0.40%
0.40%
24 Months
0.50%
0.50%
 
IRA Certificates
 
.10% above the share certificate rate
Minimum amount $1,000
 
Seniors Savers Club
55 years old or wiser
$800-$2,499
0.10%
0.10%
$2,500 and up
0.20%
0.20%
Minimum amount $800
*APY = Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors.

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