|
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Current Savings Rates
Effective Date:
August 1, 2014
|
SHARE RATES &
CLUB ACOUNTS |
NOMINAL
RATE |
APY* |
Share
and Club Accounts
|
|
0.05%
|
0.05%
|
|
IRA
accumulation accounts |
|
0.35%
|
0.35%
|
|
Money
Market Accounts
Minimum balance to open
$2,500
|
$0 - $2,500 |
0.05%
|
0.05%
|
$2,501 - $8,000 |
0.10%
|
0.10%
|
$8,001 - $25,000 |
0.12%
|
0.12%
|
$25,001 - $50,000 |
0.14%
|
0.14%
|
$50,001 - $75,000 |
0.18%
|
0.18%
|
$75,000 and up |
0.20%
|
0.20%
|
|
Share
Draft (checking) |
|
0.05%
|
0.05%
|
*Must maintain a minimum
balance of $200 for all three months of the quarter to earn
dividends. |
|
Share
Certificates |
3 Months |
0.15%
|
0.15%
|
6 Months |
0.30%
|
0.30%
|
12 Months |
0.40%
|
0.40%
|
18 Months |
0.40%
|
0.40%
|
24 Months |
0.50%
|
0.50%
|
|
IRA
Certificates |
|
.10% above the share certificate rate
|
Minimum
amount
$1,000
|
|
Seniors
Savers Club
55 years old or wiser
|
$800-$2,499 |
0.10%
|
0.10%
|
$2,500 and up |
0.20%
|
0.20%
|
|
|
|
|
|
|
Minimum
amount
$800
|
*APY
= Annual Percentage Yield. Account fees may affect APY
Rates are subject to change by the Board of Directors. |

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