Privacy Policy

FACTS
WHAT DOES Fayette Federal Credit Union DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account balances and Payment history
  • Credit history and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons The Fayette Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Fayette Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations. 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		Yes  Yes
For our affiliates’ everyday business purposes –
information about your creditworthiness 		Yes  Yes 
For our affiliates to market to you –
 Yes  Yes
To limit our sharing Please note: If you are a new member, we can begin sharing your information_1 day(s) from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 304-877-5404or go to https://fayettefcu.virtualcu.net
Digital Banking Data Removal

To have your online banking data removed from our systems please call the Credit Union at 304-877-5404
Who we are
Who is providing this notice? Fayette Federal Credit Union Union
What we do
How does the Fayette Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does the Fayette Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • apply for a loan or pay your bills
  • use your debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• STAR USA Federal Credit Union for mortgages only
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • CUNA Mutual Group
  • American Income Life Insurance (AIL)
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• NIA
Other important information