|
|
|
Effective Date: June 21, 2012
|
| SECURED |
TERMS
|
APR* As
Low As
|
|
|
New
Autos/ Motor Cycles
2011 Or Newer
|
1-36 months
|
2.99%
|
|
37-60 months
|
3.50%
|
|
61-72 months
|
4.00%
|
|
|
Used
Autos/ Motor Cycles
2007 to 2010 |
1-36 months
|
3.50%
|
|
37-60 months
|
3.75%
|
|
61-72 months
|
4.00%
|
| |
|
2003 to 2006 |
1-36 months
|
5.00%
|
|
37-60 months
|
5.75%
|
| Recreational
Vehicles |
TERMS
|
APR* As
Low As
|
|
|
| Campers,
Snowmobiles, 4 Wheelers, Boats, etc. |
See Above
|
2% Over Secured Rate
|
| Personal/Unsecured |
TERMS
|
APR* As
Low As
|
|
|
| $500
to $10,000 |
1-24months
|
8.99%
|
|
25-36 months
|
9.25%
|
|
37-60months
|
9.50%
|
|
61-72 months
|
9.75%
|
|
|
| Kwik
Cash |
Revolving
|
16.00%
|
| VISA
Credit Card |
Revolving
|
12.90%
|
| Single
Payment Notes |
6 months
|
10.00%
|
|
|
|
|
| First
Mortgages |
Available upon request
|
|
Second Mortgages
|
|
|
3, 5, and 7 Year Demand
|
50% LTV
|
6.59%
|
|
80% LTV
|
7.29%
|
|
90% LTV
|
7.99%
|
|
|
| Share
Secured / CD Secured |
3% above share / CD rates
|
|
|
|
*APR is the Annual
Percentage Rate
All rates subject to change
per Board discretion
Blended rate will be used for partially secured loans.
|
|
|
|
 |
